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	<title>Comments for Credit Card Debt - How to Avoid It</title>
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	<link>http://www.credit--carddebt.com</link>
	<description>Debt can ruin your life</description>
	<lastBuildDate>Mon, 01 Mar 2010 02:58:07 -0500</lastBuildDate>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by reneshia2005</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-391</link>
		<dc:creator>reneshia2005</dc:creator>
		<pubDate>Mon, 01 Mar 2010 02:58:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-391</guid>
		<description>im 19 years old and i have 1100.00 of credit card debt, and i owe my school 1066....CAN YOU PLEASE HELP ME???</description>
		<content:encoded><![CDATA[<p>im 19 years old and i have 1100.00 of credit card debt, and i owe my school 1066&#8230;.CAN YOU PLEASE HELP ME???</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by sonnyag1</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-390</link>
		<dc:creator>sonnyag1</dc:creator>
		<pubDate>Sat, 27 Feb 2010 12:12:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-390</guid>
		<description>I&#039;m sure you&#039;re aware that with all the different systems and programs available on the internet you have to be very careful who you choose to sign up with and ultimately place your trust in. The large number of scams make it even harder to make the right decision nowadays. If you&#039;d like to know how I&#039;ve been able to secure my path to financial freedom without selling, buying or stocking anything, please visit my page.  Thanks for your time.</description>
		<content:encoded><![CDATA[<p>I&#8217;m sure you&#8217;re aware that with all the different systems and programs available on the internet you have to be very careful who you choose to sign up with and ultimately place your trust in. The large number of scams make it even harder to make the right decision nowadays. If you&#8217;d like to know how I&#8217;ve been able to secure my path to financial freedom without selling, buying or stocking anything, please visit my page.  Thanks for your time.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by tormozat</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-389</link>
		<dc:creator>tormozat</dc:creator>
		<pubDate>Wed, 24 Feb 2010 18:00:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-389</guid>
		<description>Trash your credit rating NOW then by the time you are 30 you will have a lot of money because  u did&#039;nt pay   anyone interest .</description>
		<content:encoded><![CDATA[<p>Trash your credit rating NOW then by the time you are 30 you will have a lot of money because  u did&#8217;nt pay   anyone interest .</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by reneshia2005</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-388</link>
		<dc:creator>reneshia2005</dc:creator>
		<pubDate>Wed, 24 Feb 2010 14:33:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-388</guid>
		<description>what do you mean by trashing my credit rating? how do i do that?</description>
		<content:encoded><![CDATA[<p>what do you mean by trashing my credit rating? how do i do that?</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by 4age20vbt</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-387</link>
		<dc:creator>4age20vbt</dc:creator>
		<pubDate>Sun, 21 Feb 2010 07:35:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-387</guid>
		<description>Great advice on paying the lowest balances first. That&#039;s EXACTLY what I did with my cards. I&#039;ve heard that by sending in the payment on a paticular day or week, you can actually save from paying dubble interest or something in that mattter. Is this true and if so what is this all about? I appreciate any advice.</description>
		<content:encoded><![CDATA[<p>Great advice on paying the lowest balances first. That&#8217;s EXACTLY what I did with my cards. I&#8217;ve heard that by sending in the payment on a paticular day or week, you can actually save from paying dubble interest or something in that mattter. Is this true and if so what is this all about? I appreciate any advice.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by wander1273</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-386</link>
		<dc:creator>wander1273</dc:creator>
		<pubDate>Thu, 18 Feb 2010 23:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-386</guid>
		<description>tell them to drop the apr and lower the rates .  there are two books..

debt cures is one and there is another book out there at a barnes and nobles.

its sad in this country.</description>
		<content:encoded><![CDATA[<p>tell them to drop the apr and lower the rates .  there are two books..</p>
<p>debt cures is one and there is another book out there at a barnes and nobles.</p>
<p>its sad in this country.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by JuciusMaximus</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-385</link>
		<dc:creator>JuciusMaximus</dc:creator>
		<pubDate>Wed, 17 Feb 2010 01:54:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-385</guid>
		<description>Her accent is so homely and reassuring, it&#039;s bordering on making her less than credible.</description>
		<content:encoded><![CDATA[<p>Her accent is so homely and reassuring, it&#8217;s bordering on making her less than credible.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by ali48127</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-384</link>
		<dc:creator>ali48127</dc:creator>
		<pubDate>Sun, 14 Feb 2010 14:21:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-384</guid>
		<description>ur accent is nice</description>
		<content:encoded><![CDATA[<p>ur accent is nice</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by KittysFeet</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-383</link>
		<dc:creator>KittysFeet</dc:creator>
		<pubDate>Fri, 12 Feb 2010 05:44:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-383</guid>
		<description>Sometimes when you work for your school they give you some kind of discount on tuition, might want to look into that.

As far as your credit card debt, do you have a part-time job? Do you have family or relatives that can pay off your credit card debt and pay them back a little at a time?

You should cut up your credit card for now so you&#039;re not tempted into using it. Pay back your school first so they don&#039;t kick you out.</description>
		<content:encoded><![CDATA[<p>Sometimes when you work for your school they give you some kind of discount on tuition, might want to look into that.</p>
<p>As far as your credit card debt, do you have a part-time job? Do you have family or relatives that can pay off your credit card debt and pay them back a little at a time?</p>
<p>You should cut up your credit card for now so you&#8217;re not tempted into using it. Pay back your school first so they don&#8217;t kick you out.</p>
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		<title>Comment on Is credit card debt considered an open account or a written contract? by Studly</title>
		<link>http://www.credit--carddebt.com/is-credit-card-debt-considered-an-open-account-or-a-written-contract/comment-page-1/#comment-18</link>
		<dc:creator>Studly</dc:creator>
		<pubDate>Sat, 30 Jan 2010 11:32:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/is-credit-card-debt-considered-an-open-account-or-a-written-contract/#comment-18</guid>
		<description>Spiff!  Man you are starting to disappoint me something terrible!

The definition of a written contact is one where all of the payment issues are completely spelled out.  The monthly payments, the timeframe, everything.  

An open or revolving credit line does not fall into this catagory because the terms of the agreement change every month.  One month you owe $200, and the next you owe $400.....and each month you have a varying amount of payment.  You can pay it off, and then run it right back up again....that&#039;s why they call it a &#039;revolving line of credit.

This is also clearly spelled out in the US UCC codes, and many states specifically label credit card debts as open accounts.  

Georgia is one state that specifically labels credit cards as NOT being a written contract.  Please refer to the link below.

Once again....poor answers with no source of information cause a lot of damage here on Yahoo.  If they don&#039;t provide you with a source for further examination it&#039;s best not to believe it.</description>
		<content:encoded><![CDATA[<p>Spiff!  Man you are starting to disappoint me something terrible!</p>
<p>The definition of a written contact is one where all of the payment issues are completely spelled out.  The monthly payments, the timeframe, everything.  </p>
<p>An open or revolving credit line does not fall into this catagory because the terms of the agreement change every month.  One month you owe $200, and the next you owe $400&#8230;..and each month you have a varying amount of payment.  You can pay it off, and then run it right back up again&#8230;.that&#8217;s why they call it a &#8216;revolving line of credit.</p>
<p>This is also clearly spelled out in the US UCC codes, and many states specifically label credit card debts as open accounts.  </p>
<p>Georgia is one state that specifically labels credit cards as NOT being a written contract.  Please refer to the link below.</p>
<p>Once again&#8230;.poor answers with no source of information cause a lot of damage here on Yahoo.  If they don&#8217;t provide you with a source for further examination it&#8217;s best not to believe it.</p>
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