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	<title>Comments for Credit Card Debt - How to Avoid It</title>
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	<link>http://www.credit--carddebt.com</link>
	<description>Debt can ruin your life</description>
	<lastBuildDate>Fri, 12 Mar 2010 13:58:30 -0500</lastBuildDate>
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		<title>Comment on Why It&#8217;s Hard To Get Out Of Credit Card Debt by oaktownstomp</title>
		<link>http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/comment-page-1/#comment-226</link>
		<dc:creator>oaktownstomp</dc:creator>
		<pubDate>Fri, 12 Mar 2010 13:58:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/#comment-226</guid>
		<description>And because of that thinking is why banks needed a bail out good job!</description>
		<content:encoded><![CDATA[<p>And because of that thinking is why banks needed a bail out good job!</p>
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		<title>Comment on Why It&#8217;s Hard To Get Out Of Credit Card Debt by Takeittogo1</title>
		<link>http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/comment-page-1/#comment-225</link>
		<dc:creator>Takeittogo1</dc:creator>
		<pubDate>Fri, 12 Mar 2010 05:15:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/#comment-225</guid>
		<description>That is why there should be a cap in intrest rates! 3% over prime fixed to the date you bought the item.  When was the last time you got 3% on a saving account?</description>
		<content:encoded><![CDATA[<p>That is why there should be a cap in intrest rates! 3% over prime fixed to the date you bought the item.  When was the last time you got 3% on a saving account?</p>
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		<title>Comment on Why It&#8217;s Hard To Get Out Of Credit Card Debt by cg248</title>
		<link>http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/comment-page-1/#comment-224</link>
		<dc:creator>cg248</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:03:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/#comment-224</guid>
		<description>This guy doesn&#039;t know what he&#039;s talking about.  Legally, at least 1% of your monthly credit card payment has to go towards principle.  So if you don&#039;t use the card and just pay the minimum it will take you 100 months to pay off the balance regardless of the interest rate.</description>
		<content:encoded><![CDATA[<p>This guy doesn&#8217;t know what he&#8217;s talking about.  Legally, at least 1% of your monthly credit card payment has to go towards principle.  So if you don&#8217;t use the card and just pay the minimum it will take you 100 months to pay off the balance regardless of the interest rate.</p>
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		<title>Comment on Why It&#8217;s Hard To Get Out Of Credit Card Debt by TVXQHistory</title>
		<link>http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/comment-page-1/#comment-223</link>
		<dc:creator>TVXQHistory</dc:creator>
		<pubDate>Thu, 11 Mar 2010 16:28:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/why-its-hard-to-get-out-of-credit-card-debt/#comment-223</guid>
		<description>Sadly, it doesn&#039;t take much to rack up 30K in debt. A friend&#039;s son was hit by a drunk driver, she had to max her cards for medical bills  for living expense while at his bedside (out of state). These days people lose jobs w/o notice... jobs they&#039;ve had for many years. There aren&#039;t comparable jobs out there waiting for them. People trying to survive bad times run up large credit card debt.
It&#039;s not just people who have no control over buying shoes or new tech toys.</description>
		<content:encoded><![CDATA[<p>Sadly, it doesn&#8217;t take much to rack up 30K in debt. A friend&#8217;s son was hit by a drunk driver, she had to max her cards for medical bills  for living expense while at his bedside (out of state). These days people lose jobs w/o notice&#8230; jobs they&#8217;ve had for many years. There aren&#8217;t comparable jobs out there waiting for them. People trying to survive bad times run up large credit card debt.<br />
It&#8217;s not just people who have no control over buying shoes or new tech toys.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by reneshia2005</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-391</link>
		<dc:creator>reneshia2005</dc:creator>
		<pubDate>Mon, 01 Mar 2010 02:58:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-391</guid>
		<description>im 19 years old and i have 1100.00 of credit card debt, and i owe my school 1066....CAN YOU PLEASE HELP ME???</description>
		<content:encoded><![CDATA[<p>im 19 years old and i have 1100.00 of credit card debt, and i owe my school 1066&#8230;.CAN YOU PLEASE HELP ME???</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by sonnyag1</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-390</link>
		<dc:creator>sonnyag1</dc:creator>
		<pubDate>Sat, 27 Feb 2010 12:12:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-390</guid>
		<description>I&#039;m sure you&#039;re aware that with all the different systems and programs available on the internet you have to be very careful who you choose to sign up with and ultimately place your trust in. The large number of scams make it even harder to make the right decision nowadays. If you&#039;d like to know how I&#039;ve been able to secure my path to financial freedom without selling, buying or stocking anything, please visit my page.  Thanks for your time.</description>
		<content:encoded><![CDATA[<p>I&#8217;m sure you&#8217;re aware that with all the different systems and programs available on the internet you have to be very careful who you choose to sign up with and ultimately place your trust in. The large number of scams make it even harder to make the right decision nowadays. If you&#8217;d like to know how I&#8217;ve been able to secure my path to financial freedom without selling, buying or stocking anything, please visit my page.  Thanks for your time.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by tormozat</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-389</link>
		<dc:creator>tormozat</dc:creator>
		<pubDate>Wed, 24 Feb 2010 18:00:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-389</guid>
		<description>Trash your credit rating NOW then by the time you are 30 you will have a lot of money because  u did&#039;nt pay   anyone interest .</description>
		<content:encoded><![CDATA[<p>Trash your credit rating NOW then by the time you are 30 you will have a lot of money because  u did&#8217;nt pay   anyone interest .</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by reneshia2005</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-388</link>
		<dc:creator>reneshia2005</dc:creator>
		<pubDate>Wed, 24 Feb 2010 14:33:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-388</guid>
		<description>what do you mean by trashing my credit rating? how do i do that?</description>
		<content:encoded><![CDATA[<p>what do you mean by trashing my credit rating? how do i do that?</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by 4age20vbt</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-387</link>
		<dc:creator>4age20vbt</dc:creator>
		<pubDate>Sun, 21 Feb 2010 07:35:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-387</guid>
		<description>Great advice on paying the lowest balances first. That&#039;s EXACTLY what I did with my cards. I&#039;ve heard that by sending in the payment on a paticular day or week, you can actually save from paying dubble interest or something in that mattter. Is this true and if so what is this all about? I appreciate any advice.</description>
		<content:encoded><![CDATA[<p>Great advice on paying the lowest balances first. That&#8217;s EXACTLY what I did with my cards. I&#8217;ve heard that by sending in the payment on a paticular day or week, you can actually save from paying dubble interest or something in that mattter. Is this true and if so what is this all about? I appreciate any advice.</p>
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		<title>Comment on Debt Management Tips : How to Get Out of Credit Card Debt by wander1273</title>
		<link>http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/comment-page-1/#comment-386</link>
		<dc:creator>wander1273</dc:creator>
		<pubDate>Thu, 18 Feb 2010 23:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.credit--carddebt.com/debt-management-tips-how-to-get-out-of-credit-card-debt/#comment-386</guid>
		<description>tell them to drop the apr and lower the rates .  there are two books..

debt cures is one and there is another book out there at a barnes and nobles.

its sad in this country.</description>
		<content:encoded><![CDATA[<p>tell them to drop the apr and lower the rates .  there are two books..</p>
<p>debt cures is one and there is another book out there at a barnes and nobles.</p>
<p>its sad in this country.</p>
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